Listening/Speaking

1. | PW. Listen to the dialogue and express your points of view on it. Use the Glossary below for the meaning of some new words.

A: Uh, could I borrow a few bucks until payday? I’m a little strapped for cash.
B: Yeah, I guess, but I’m pinching pennies myself, and you still owe me 20 AZN. Mom said you borrowed some money from her last week.
A: To be honest, I’m fully in debt and I can’t seem to make ends meet these days.
B: I heard you landed a great job recently, so you must be loaded.
A: Well, I do have a job, but I’ve used my credit cards to pay off a lot of things recently.
B: Do you have a budget? I mean, how do you keep track of your income and expenses?
A: Well, when my money runs out, I come to you.
B: OK, I think we should speak about your budget later but now I must go. See you.
A: Hope to see you soon. Bye.
Glossary
buck - a dollar
be strapped for cash (idiom) - have no money available
pinch pennies (idiom) - be careful with money
payday - the day when one gets salary
make ends meet (idiom) make enough money to live
load - find
be loaded -have a lot of money
stick to a budget - control spendings
run out of money (phrasal verb) have no money
land a great job - find a well-paid job
be in debt - (idiom) - owe (the situation of owing money,
especially when you cannot pay)