Writing

6. | PW. Complete the paragraph about Mr Randall's future plans. Use the words expect, hope, intend or plan and Perfect Form of the infinitive.

Raul Randall has been “drowning in debt”, so he’s decided to make some changes in his financial habits. By the end of this month, he __________(1. create) a realistic budget that he can follow. As a matter of fact, he__________(2. pay off) one of his last credit cards by October. In addition, he ___________(3. begin) putting some money away in savings. If he can stick to his budget, he___________(4. pay back) most of his debt within the year.

7. PW. Write the sentences in the Future Perfect tense form
1. By the end of this month/I/put 10 percent of my paycheck in the bank.
2. By the summer/I/save/enough to go to Italy.
3. you/pay off/your credit card balance by December.
4. When/they/pay the bill in full?
5. By the time you get home I/clean/the house.
6. I think the rain/stop/before we arrive.
7. How he/pay back his debt/by the end of the month?
8. By the end of the year he/put some money away/in saving.

8. | IW. Find the meaning of the given idioms about money. Match the phrases on the left with their definitions and use them in sentences. One definition is extra.

1. to make ends meet 2. to put something away for a rainy day 3. to max 4. to drown in debt 5. to keep your head above water 6. to live within your means | a) to owe so much money that your financial situation is almost impossible to deal with b) to have just enough money to buy what you need c) to use someting to its limit or so much that there is nothing left. d) to manage to deal with all your debts or some other problems, but it’s so difficult that you can’t do it. e) to save something, especially money, for a time when you’ll need it f) to reach the limit of capacity g) to spend only the money or income that you have, no more

9. IW. Make a poster on solutions "How to keep a financial plan/ budget?"