Progress Portfolio
4. Answer the following questions
1) What do you spend your money on?
2) How much pocket money did you have when you were 15 years old?
3) Do you save any money? If so, how? (bank, cash)
4) Is it easy to open a bank account in your country? How much do you need to start?
5) Do you owe money? Whom? When will you pay back the money?
6) Is there anything you want to do but can’t afford to?
7) Do you often lend money? Who do you lend it to?
8) Do you often borrow money? Who do you borrow it from?
9) Are you in debt, broke, hard up or well-off?
10) How much do you need to make ends meet?
11) Do people in your country receive a state pension when they are old? How old are they when they begin to receive it?
12) What bills do you have to pay?
5. Fill in the gaps with the prepositions from the box. Some can be used more than once.
for of on at with out of in
1) Disabled people sometimes find it difficult to cope ... public transport.
2) He’s been ... work for over a year.
3) ... a welfare state the government is responsible ... people’s well-being.
4) Social workers visited her ... her home.
5) Vugar’s grandfather retired ... the age ... 65.
6) She has to make ends meet ... 500 manats a month.
7) I put some money ... my bank account.
8) After the accident, he received a disability pension ... the rest of his life.
6. Match each item on the left below with its meaning on the right.

a) taxes b) pocket money c) salary d) entertainment e) rent f) interest g) wages h) pension i) fares j) gas and electricity bills | 1) cinema, theatre, restaurant meals etc. 2) money for transport, e.g. bus, train, taxi 3) part of income paid to government 4) money parents give children every week 5) money from work,usually hourly or weekly 6) money for lighting, heating in your house 7) money from work, usually monthly or annually 8) e.g. 6 % a year from your money in the bank 9) money for people who stop working at the age of about 60 10) weekly or monthly payments for your room or flat