Lesson 3. National Insurance
What you'll learn:
Vocabulary: Insurance
Grammar: Past/Future Perfect Continuous
Speaking: Speaking about Insurance
Writing: Social Assistance in Azerbaijan

| allowance [sə'laʊəns] (n) the amount of something that is permitted, especially within a set of regulations or for a specified purpose. Your baggage allowance. claim [kleım] (v) make a demand for (money) Not every employee is eligible to claim unfair dismissal. dignity ['dıgnıtı] (n) the state or quality ofbeing worthy ofhonour or respect. The dignity of labour. dole [dəʊl] (n) benefit paid by the state to the unemployed. I was on the dole for three years. entitle [en'taıt(ə)l] (v) (be entitled to) give (someone) a legal right orjust claim to receive or do something. Employees are normally entitled to redundancy pay. payment [peım(ə)nt] (n) the action or process of paying someone or something or ofbeing paid. Ask for a discount for payment by cash. regardless [ri'gα:dləs] (adv) despite the prevailing circumstances. They were determined to carry on regardless. welfare state [welfeə(r)steıt] (n) a system whereby the state undertakes to protect the health and well-being of its citizens, especially those in financial or social need. A country practising a welfare state system.

LISTEN AND ANSWER THE QUESTIONS! Read Listening Material
Read through the questions. Then listen to the passage and answer the following questions.

1. What is the passage mainly about?
   a) Payments in cash
   b) Payments by card
   c) Hesitation while paying
   d) The process of shopping
   e) Benefits of card payments
2. Which is NOT mentioned among steps of shopping according to the passage?
   a) Seeing the item
   b) Seeing the price
   c) Asking for a help
   d) Deciding on buying
   e) Thinking for seconds
3. Choose the WRONG statement about the research according to the passage.
   a) It reveals the reason of spending much money
   b) It was developed by professor Drazen Prelate
   c) It aimed to reduce cash payment
   d) It studied customers’ feelings
   e) It lasted for 20 years
4. Write adjectives describing cigarette according to the passage.
5. Name the countries that stopped paying in cash.
6. Which word in the passage is closest in meaning to the word “ache”

1. What is the passage mainly about?
   a) Payments in cash
   b) Payments by card
   c) Hesitation while paying
   d) The process of shopping
   e) Benefits of card payments
2. Which is NOT mentioned among steps of shopping according to the passage?
   a) Seeing the item
   b) Seeing the price
   c) Asking for a help
   d) Deciding on buying
   e) Thinking for seconds
3. Choose the WRONG statement about the research according to the passage.
   a) It reveals the reason of spending much money
   b) It was developed by professor Drazen Prelate
   c) It aimed to reduce cash payment
   d) It studied customers’ feelings
   e) It lasted for 20 years
4. Write adjectives describing cigarette according to the passage.
   Answer: better/ safer
5. Name the countries that stopped paying in cash.
   Answer: Sweden/ South Korea
6. Which word in the passage is closest in meaning to the word “ache”
   Answer: pain