Assessment
1. Answer the following questions reading the dialogue.
• Who are the speakers?
• What’s the problem with the insurance company?
• Is a lawyer needed? Why?
• Do you find it difficult to deal with the insurance company?
• Has an insurance company ever made a settlement with you/your relative/friend?
A: That’s really too bad. This whole thing has turned into a terrible mess.
B: Yeah, and I didn’t expect it. It seemed like the right thing to do at the time.
A: Well, have you had any help from the insurance company?
B: Not really. They just hem and haw* about making some kind of a settlement.
A: It sounds to me as if you have got a strong case in your favour. Have you talked to a lawyer?
B: Not yet. But if the insurance company doesn’t do anything by next week, I think I will.
A: Well. Let me know if you want the name of a good one. My cousin is a lawyer and I’m sure he’ll help you.

2. | Make a reasonable speech on insurance system in Azerbaijan using these words.

to hem and haw* - in one’s favour the right thing to do
at the time case - make a settlement - mess - lawyer-

3. | Read the information below and find out what the laws in Azerbaijan say about these cases. Generalize different points of view.

In many countries:

- Women who leave work to have a baby have a right to ask maternity allowance from the government.
- There are allowances paid to elderly people. Retired people can get a salary or wage, and still receive their pension in full.
- A wide range of other payments exists. For example, a child allowance is a small monthly payment for each child, usually paid directly to mothers.
- People who do not work have the right to get a monthly payment too. Scholarships are paid to young people, college and higher school students, if they do not pay fees (money) for their education.
- People who are disabled can receive an invalidity pension.
- Widows can get payment for their husbands who died.

*hem and haw - to put off; delay