Lesson 4. If you had a lot of money ....?
What you'll learn:
Vocabulary: Charity/Investment
Grammar: Reported Speech
Speaking: Financial Goals
Writing: Insurance in Azerbaijan

| chemotherapy [kı:mə(ʊ)'θɛrəpı ] (n) the treatment of disease by the use of chemical substances, especially the treatment of cancer . To go through chemotherapy invest (in) [ın'vest] (v) put (money) into financial schemes, shares, property, with the expectation of achieving a profit. Getting workers to invest in private pension funds. generosity [dʒɛnə'rαsətı] (n) the quality ofbeing kind and generous. I was overwhelmed by the generosity of friends and neighbours. sainthood ['seınthʊd ] (n) the status of a saint. She deserves sainthood for taking in that many foster children. subsidize [ sʌbsıdaız] (v) support (an organization or activity) financially. The mining industry continues to be subsidized temporarily [temp(ə)r(ər)ılı] (adv) for a limited period of time; not permanently. Symptoms may disappear temporarily

LISTEN AND ANSWER THE QUESTIONS! Read Listening Material
Read through the questions. Then listen to the passage and answer the following questions.

1. What is the passage mainly about?
   a) Common contactless devices
   b) Contactless payment in future
   c) The design of contactless devices
   d) Improvements in ways of payments
   e) The background of payment system
2. Choose the WRONG answer according to the passage.
   What are the common contactless devices?
   a) Watches and wristbands
   b) Debit and credit cards
   c) Mobile phones
   d) Laptops
   e) Stickers
3. Which is NOT mentioned about a contactless device according to the passage?
   a) It has a wave symbol
   b) It has four bold lines
   c) It has a user name
   d) It has a logo
   e) It has a chip
4. Choose the WRONG answer according to the passage.
   Contactless payments ___________
   a) are made by waving
   b) have been used since 2007
   c) are used only on public transport
   d) are made by 112 million UK users
   e) can be used in different public places
5. Write at least 2 kinds of transport contactless devices are used.
6. Complete the statement according to the passage.
   Contactless devices might be used for _____________ in future

Contactless payments are payments made by waving or tapping your contactless device – usually a card or smartphone – over a reader. The most common devices are debit or credit cards and mobile phones, however watches, wristbands and sticker can also be used. The contact devices have a logo on them, which is made up four bold lines making a wave symbol. Contactless credit cards have a chip inside them. While paying, the buyer holds the card near a payment terminal and it picks up the signal and processes the payment.

Contactless payments were introduced to the world in 2007 and now one in three card payments is contactless. There are an estimated 112 million contactless cards issued in the UK and can be used various shops, cafes and even on public transport. For example, in London these cards are used on buses, tubes and trams.

This technology might also be used for opening home doors in future.

1. What is the passage mainly about?
   a) Common contactless devices
   b) Contactless payment in future
   c) The design of contactless devices
   d) Improvements in ways of payments
   e) The background of payment system
2. Choose the WRONG answer according to the passage.
   What are the common contactless devices?
   a) Watches and wristbands
   b) Debit and credit cards
   c) Mobile phones
   d) Laptops
   e) Stickers
3. Which is NOT mentioned about a contactless device according to the passage?
   a) It has a wave symbol
   b) It has four bold lines
   c) It has a user name
   d) It has a logo
   e) It has a chip
4. Choose the WRONG answer according to the passage.
   Contactless payments ___________
   a) are made by waving
   b) have been used since 2007
   c) are used only on public transport
   d) are made by 112 million UK users
   e) can be used in different public places
5. Write at least 2 kinds of transport contactless devices are used.
   Answer: tram/ tube/ bus
6. Complete the statement according to the passage.
   Contactless devices might be used for _____________ in future
   Answer: opening home doors